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Last Updated: 15 SEP 12

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VA Home Loan Benefits

Veterans embrace the American dream of homeownership through the VA loan program. The fast-growing mortgage program has made buying a home popular amongst veterans because its fast and easy process–not to mention the numerous perks.

As a government-backed home loan program, the VA loan offers the following benefits for people who honorably fought for our Nation:

  • Zero money down
  • Save up to $350 a month with low interest rates and no required private mortgage insurance payments
  • Flexible credit history standards
  • No strict income standards
  • No prepayment penalties
  • Diverse loan options
  • Up to $417,000 given toward the purchase of a home

Eligibility Requirements

Military members with a record of honorable discharge and 90 days or more of continuous service are eligible for the VA loan. Surviving spouses also qualify.

Veterans looking to jump into the pool of home buying have an abundance of resources. Talking with a local VA specialist or a qualified VA Lender is the best way to begin the VA loan road to homeownership.