Possible topics to discuss during counseling:
- Budget Plan
- Over-extended finances
- Root causes for payment deliquency
- Failure to meet financial obligations may result in punishment under UCMJ
- Payment history for all creditors
Possible Plan of Action:
- Attend the post AER budget counseling class
- Meet with an AER financial advisor to develop a realistic budget
- Draft a plan to make payments to all creditors and provide to the Chain of Command
- Consider possible debt consolidation
- Maintain budget until finacial problems are resolved
- Follow-up with the Chain of Command monthly
Possible Leader Responsibilities:
- Enroll Soldier in the post budget counseling class
- Schedule an appointment with the AER Financial Advisor
- Review the budget plan
- Ensure Soldier is staying within budget
- Follow up to ensure creditors are being paid on time